TransVault™ is a cost-effective payment acceptance technology that makes comprehensive payment acceptance capabilities instantly available to any payment application with minimal software development effort. Third party payment applications can quickly integrate TransVault™ features with a few lines of code, greatly reducing the typical development costs and time associated with comparable implementations. Once integrated, the TransVault™ software library transforms any application into a capable point of sale (POS) and payment automation solution that is fully integrated with many popular POS countertop and wireless payment terminals and hardware.

• Accept all major card-present credit, debit, ATM and gift/private-label cards at the point of sale.
• Supports Ingenico Lane/5000 payment terminal including contactless payments and surcharge.
• Supports legacy Equinox L5300, Ingenico iSC250 and MagTek DynaMag payment terminals.
• Accept electronic check payments.
• Full end-to-end (hardware) encryption (E2EE) protects cardholder data.
• Full point-to-point (software) encryption (P2P) protects cardholder data.
• Proprietary touchscreen GUI safely secures manual-entry transactions.
• Automatic fixed and variable amount payment collections such as monthly membership billing, B2B transfers, etc.
• Automate both credit card and electronic check payment collections.
• Process large volumes of payments through file imports.
• Manage, store and safeguard recurring billing customer profile data in the EMoney® cloud.
• Tokenized payments (payment account aliasing).
• Associate multiple payment sources (bank, credit card, etc) with individual payment customers.
• Configure multiple payment collection schedules (payment plans) for individual customers.
• Supports USB and Ethernet POS device connectivity (TCP/IP).
• Credit card signature capture.
• Supports both .NET and COM/ActiveX development environments.